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5 Ways to Use a Merchant Cash Advance to Grow Your Business
- Team Member
- Jul 15
- 2 min read
When traditional financing isn’t available or just doesn’t make sense for your business, a merchant cash advance (MCA) can be a smart, flexible alternative. Unlike traditional loans, an MCA gives you quick access to capital, repaid based on a percentage of your future sales.
Here are five strategic ways to use a merchant cash advance from Sandora Capital to grow and strengthen your business.
1. Upgrade or Repair Equipment
Old or broken equipment can slow down operations and affect customer experience. Whether you need new kitchen appliances, salon chairs, POS systems, or delivery vehicles, an MCA can provide the funds to upgrade quickly—so you can keep moving forward without downtime.
2. Launch a Marketing Campaign
Growth often starts with visibility. Use your advance to fund digital ads, social media campaigns, influencer partnerships, or seasonal promotions. With increased exposure, you can drive more traffic and boost sales.
3. Hire and Train Staff
Great employees make great businesses. Use your MCA to hire new team members, train existing staff, or offer seasonal labor. This helps improve customer service, increase output, and prepare for busy periods.
4. Expand Inventory or Services
A merchant cash advance can help you stock up for the holidays, add new product lines, or expand your services. By investing in the right inventory or offerings, you can better serve your customers and grow your revenue.
5. Handle Short-Term Cash Flow Gaps
Slow-paying clients or seasonal dips can create stressful cash flow issues. An MCA gives you breathing room to pay bills, make rent, or cover other short-term expenses—without dipping into savings or incurring credit card debt.
How a Merchant Cash Advance Works
An MCA isn’t a loan. It’s an advance against your future sales. Here’s how it works:
You receive a lump sum (e.g., $20,000)
You repay it as a small percentage of your daily card sales
Payments adjust with your revenue—slow day = smaller payment
This keeps repayments manageable and cash flow-friendly.
Why Businesses Choose Sandora Capital
Fast access to funds
Flexible repayment
No collateral required
Minimal paperwork
Support for low-credit businesses
We work with retail shops, restaurants, e-commerce, salons, and more.
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